Tools we actually use
Everything mentioned in our videos and products, kept current in one place. We only list things we believe genuinely help beginners.
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High-yield savings (for your emergency fund)
Where to park your emergency fund
A separate, no-fee savings account that pays real interest on your starter buffer — the shield from Chapter 3 of the Debt-Free Plan. Until we finalize our own pick, this independent comparison is the best place to shop rates.
Compare today's best ratesBalance transfer cards (0% intro APR)
Comparing 0% balance-transfer offers
Move high-interest card debt to 0% for the promo window so every payment hits the balance. Read the fee math in Chapter 5 before you apply, then compare current offers side by side.
Compare current offersBeginner money books
The five we recommend first, in the order we'd read them.
1. The Index Card
Everything you need to know about money on one card — the perfect first book. It anchors our whole channel.
Get it on Amazon2. The Psychology of Money
Why smart people do dumb things with money — and how behavior beats math. Short chapters, zero jargon.
Get it on Amazon3. The Simple Path to Wealth
The clearest case ever written for simple, boring, effective investing. Read it when you're debt-free.
Get it on Amazon4. I Will Teach You to Be Rich
A six-week, do-this-then-that system for automating your entire financial life.
Get it on Amazon5. The Millionaire Next Door
The research classic on who actually gets wealthy in America — and why it's not who you think.
Get it on AmazonOur own tools
The First Dollar Debt-Free System
Ebook + automated payoff tracker + 16 printable worksheets. Everything on this page plugs into it.
Get it on Etsy